☰ ˟
Find Your Nearest Location
Logo
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Mission
      • Job Opportunities
      • Our Locations
      • 50th Anniversary
    • Listen to our Podcast!
    • Read our Blog!
    • Why Choose Us?
    • News and Community InvolvementImage of right arrow
      • Tips to Stay Safe This Summer
      • Boy Scouts of America Sporting Clay Tournament
      • Annual Geranium Festival
      • February Solution Provider Blog
      • Proud Sponsor of Georgia Child Care Association
      • Celebrating 45 Years In Business
      • Insurance Success Stories
      • John Wadsworth Appointed As President
      • Locust Grove Main Street
      • Support For Georgia Charter Schools
      • Grant Available For Non Profit Clients
      • John Wadsworth Earns CSRM
      • Employees Volunteer With Local Charity
      • Agent Helps Local Charity
      • SafeCo's Make More Happen Contest
      • Understanding Your Worker's Comp
    • Testimonials
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Home & Auto InsuranceImage of right arrow
      • Auto and Home Insurance in McDonough, GA
      • Auto and Home Insurance in Locust Grove, Georgia
    • High Net Worth Personal Insurance
    • Other Personal InsuranceImage of right arrow
      • Data Backup
      • Identity Theft
      • Personal Umbrella Insurance
      • Permit, License & Notary Services
      • Special Event Insurance
    • Farm InsuranceImage of right arrow
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Child Care Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • School Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Funeral Home Insurance
      • Garage Insurance
      • Handyman Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Professional Employer Organization (PEO)
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Lyability
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Inland Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Homeowners Insurance Quote
    • Trucking Insurance Quote
  • Resources
    • Auto ID Card Request
    • Certificate of Insurance
    • Proof of Insurance
    • Refer a Friend
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • Our Locations
    • McDonough Location
    • Locust Grove LocationImage of right arrow
      • Dave Ramsey
    • Peachtree City Location
    • Zebulon LocationImage of right arrow
      • Auto Insurance in Zebulon
    • Warner Robins Location
Home > Blog > Commercial Trucking
FRIDAY, NOVEMBER 11, 2022

Commercial Trucking

Commercial trucking companies in Georgia must purchase commercial truck insurance that includes public liability coverage and commercial auto insurance. Building a commercial trucking insurance plan to meet the unique needs of your organization is crucial to the future financial health of your company.a truck that is driving down the road

What Commercial Trucking Coverage Is Required?

Trucking operations must have a minimum amount of certain liability policies according to state laws and the Federal Motor Carrier Safety Association (FMCSA).

Public Liability Insurance

Public liability insurance helps cover losses incurred by third parties when a truck driver is at fault in an accident. The minimum public liability insurance required by FMCSA rules depends on numerous factors, including the type of freight your drivers typically haul.

Commercial Auto Insurance

All commercial vehicles must have commercial auto insurance liability coverage to meet the state’s requirements. This coverage helps pay for a company’s legal liability if a company vehicle driver causes third-party property damage or bodily injury in an accident.

Optional Commercial Trucking Insurance

You can purchase more commercial auto coverage to help pay for damage to your company’s vehicle after an accident. If you have lease or finance vehicles, your lienholder requires full coverage insurance, including:

·       Comprehensive insurance helps pay for damages after a noncollision-related incident or accident where damage is caused by acts of vandalism, a fire or weather damage.  

·       Collision insurance helps pay for damages after an accident involving another vehicle or a collision with an object. 

Other optional policies include:

·       Medical payments/personal injury protection coverage helps pay medical bills and other financial losses if the tractor trailer driver or passenger is injured in an accident. 

·       Uninsured/underinsured motorist insurance helps pay to replace or repair a tractor trailer if an accident causes damage and the responsible party doesn’t have appropriate liability insurance coverage. 

·       Non-trucking insurance provides coverage for the owner/operator when the truck is being used for nonbusiness purposes.

·       Bobtail insurance provides bodily injury or property damage coverage for times between loads when the driver is driving the truck without hauling a trailer or other type of load.

·       Trailer interchange coverage protects a nonowned trailer as long as both parties have signed a written trailer interchange agreement.

·       Non-owned trailer insurance helps trucking companies pay for damages occurring when a trailer you don’t own but is in your control is damaged. This requires a trailer interchange agreement to be in place. This truck insurance coverage works whether or not the trailer is connected to the truck at the time of the incident. It may help protect your trucking company from the financial effects of fines and repairs.

·       Motor truck cargo insurance helps cover accidental damage or loss of cargo for trucking companies or truck drivers responsible for hauling goods and the shipper.

Contact Us

Contact the commercial trucking insurance experts at Strawn & Co in McDonough, Georgia, to learn more about getting appropriate coverage.

 

 

 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.

Posted 5:04 PM

Tags: trucking
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(3)
  • coverage(3)
  • auto insurance(2)
  • commercial(2)
  • business owners policy(2)
  • home insurance(2)
  • business insurance(2)
  • trucking insurance(2)
  • commercial auto insurance(2)
  • policy(1)
  • liability(1)
  • workers compensation(1)
  • general(1)
  • life(1)
  • renters insurance(1)
  • accident(1)
  • retirement(1)
  • general liability insurance(1)
  • whole(1)
  • terms(1)
  • bop(1)
  • business(1)
  • trucking(1)
  • auto insurance rates(1)
  • farm insurance(1)
  • cyber security(1)
  • car(1)
  • life insurance(1)
  • workers(1)
  • contractor insurance(1)
  • auto(1)
  • compensation(1)

View Mobile Version

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
McDonough Office
16 Hampton St.
McDonough, GA 30253

P: 770-957-9005
F: 770-957-9720
Our mission at Strawn & Co., Insurance is to glorify God in all of our daily endeavors. We strive to provide exceptional value, the utmost integrity and excellence to Our Customers, Our Companies We Represent and Our Community. 
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Refer A Friend
Quick Help Links
Quote Forms/ Certificate of Insurance/ Auto ID Card/ Proof of Insurance/ Glossary/
Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder