Trucking Insurance in McDonough GA, Locust Grove GA and Surrounding Areas
Commercial truck insurance can help provide financial protection from common risks and perils your trucking company faces. The agents at Strawn & Company Insurance are ready to help you get trucking insurance tailored to meet your organization’s needs.
What Types of Insurance Are Needed for a Trucking Company?
The Federal Motor Carrier Safety Administration (FMCSA) requires trucking companies to maintain public liability insurance to help cover third-party losses when a truck driver is at fault in an accident. Minimum public liability insurance requirements vary depending on numerous factors, including the freight typically hauled by your drivers.
Georgia requires all companies using vehicles in daily business to maintain commercial auto liability insurance. This coverage may help pay for third-party injury and property damage claims after an at-fault accident. Your agent can help determine the appropriate liability limits for your trucking company.
You may choose to add more coverage to your commercial trucking insurance plan. Depending on your risks and exposures, your agent may recommend the following:
You can add more coverage to your commercial truck insurance policy to get help paying for damage to your company’s property after an accident.
- Comprehensive insurance may help pay for damages after an incident or accident where damage is unrelated to a collision. You may need this coverage to replace or repair your tractor trailer after acts of vandalism, a fire or weather damage.
- Collision insurance may help pay for damages to a tractor trailer after an accident involving another vehicle or a collision with an object.
- Medical payments/personal injury protection coverage may help pay medical bills and other financial losses if the tractor trailer driver or a passenger is injured in an accident.
- Uninsured/underinsured motorist insurance may help pay to replace or repair a tractor trailer if an accident causes damage and the responsible party is uninsured or doesn’t have enough liability insurance coverage.
How Much Is Insurance for a Semi Truck?
Your trucking insurance premiums are based on numerous factors about your company, your chosen coverages and the value of your property. Your agent can help you get the best insurance company for the money.
How to Get Insurance For Your Georgia Trucking Company
Contact Strawn & Company Insurance today to start building your customized trucking insurance plan and get multiple quotes from reputable insurance companies.