☰ ˟
Find Your Nearest Location
Logo
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Mission
      • Job Opportunities
      • Our Locations
      • 50th Anniversary
    • Listen to our Podcast!
    • Read our Blog!
    • Why Choose Us?
    • News and Community InvolvementImage of right arrow
      • Tips to Stay Safe This Summer
      • Boy Scouts of America Sporting Clay Tournament
      • Annual Geranium Festival
      • February Solution Provider Blog
      • Proud Sponsor of Georgia Child Care Association
      • Celebrating 45 Years In Business
      • Insurance Success Stories
      • John Wadsworth Appointed As President
      • Locust Grove Main Street
      • Support For Georgia Charter Schools
      • Grant Available For Non Profit Clients
      • John Wadsworth Earns CSRM
      • Employees Volunteer With Local Charity
      • Agent Helps Local Charity
      • SafeCo's Make More Happen Contest
      • Understanding Your Worker's Comp
    • Testimonials
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Home & Auto InsuranceImage of right arrow
      • Auto and Home Insurance in McDonough, GA
      • Auto and Home Insurance in Locust Grove, Georgia
    • High Net Worth Personal Insurance
    • Other Personal InsuranceImage of right arrow
      • Data Backup
      • Identity Theft
      • Personal Umbrella Insurance
      • Permit, License & Notary Services
      • Special Event Insurance
    • Farm InsuranceImage of right arrow
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Child Care Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • School Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Funeral Home Insurance
      • Garage Insurance
      • Handyman Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Professional Employer Organization (PEO)
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Lyability
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Inland Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Homeowners Insurance Quote
    • Trucking Insurance Quote
  • Resources
    • Auto ID Card Request
    • Certificate of Insurance
    • Proof of Insurance
    • Refer a Friend
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • Our Locations
    • McDonough Location
    • Locust Grove LocationImage of right arrow
      • Dave Ramsey
    • Peachtree City Location
    • Zebulon LocationImage of right arrow
      • Auto Insurance in Zebulon
    • Warner Robins Location
Home > Blog > Auto Insurance Coverage for Your Body Additions
MONDAY, FEBRUARY 20, 2023

Auto Insurance Coverage for Your Body Additions

There’s something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it’s important to let your agent know about them. They can impact rates and coverage needs. Here’s a closer look. 


What Makes Parts Customized? 


Adding custom parts and equipment to your vehicle is a way to make it more distinctive and unique. Any type of addition or upgrade you make might increase the car’s value, and can impact the vehicle’s coverage needs. The good news is your insurance may help to cover these types of assets. a blue car parked in a parking lot


Consider the Investment In Customized Parts And Equipment Coverage 


If you add valuable components to your car, it may be important to purchase coverage for those items specifically. Known as customized parts and equipment coverage, this auto insurance endorsement can help cover many types of risks. Here are a few potential examples: 


  • The policy may help replace custom parts under a covered peril. 

  • It may help cover repairs to components. 



There are limits to this coverage. Most policies have an upper limit. Be sure it’s enough to cover the value of your additions. Remember to read your policy to know the coverage details. 


This type of endorsement to your car insurance policy is specific to the features you tell your agent about on your car. Some things that you may be able to apply coverage for include the following: 

  • Height-extending rims 

  • Custom grilles, spoilers, hood scoops or side pipes 

  • Special carpeting applications 

  • Custom wheels and spinners 

  • Enhancements to the body, exhaust, and engine 

  • Custom paint, murals, or decals 

  • Custom chrome 

  • Anti-sway bars, anti-roll features, and winches 



Also, depending on the policy, you may be able to extend coverage to things like tech modifications you make, including Wi-Fi access components, navigation systems, sound reproducing equipment, television equipment and radios. 


If you are unsure if you should add these types of features, be sure to talk to your agent. Auto insurance should match your needs. For that to happen, your Strawn & Co., Insurance representative needs to know the details about your car. If you add any of these features, contact your agent to learn about how you can protect them and help prevent loss if an incident occurs. 
Posted 1:50 PM

Tags: auto, car, insurance, coverage, accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(3)
  • coverage(3)
  • auto insurance(2)
  • commercial(2)
  • business owners policy(2)
  • home insurance(2)
  • business insurance(2)
  • trucking insurance(2)
  • commercial auto insurance(2)
  • policy(1)
  • liability(1)
  • workers compensation(1)
  • general(1)
  • life(1)
  • renters insurance(1)
  • accident(1)
  • retirement(1)
  • general liability insurance(1)
  • whole(1)
  • terms(1)
  • bop(1)
  • business(1)
  • trucking(1)
  • auto insurance rates(1)
  • farm insurance(1)
  • cyber security(1)
  • car(1)
  • life insurance(1)
  • workers(1)
  • contractor insurance(1)
  • auto(1)
  • compensation(1)

View Mobile Version

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
McDonough Office
16 Hampton St.
McDonough, GA 30253

P: 770-957-9005
F: 770-957-9720
Our mission at Strawn & Co., Insurance is to glorify God in all of our daily endeavors. We strive to provide exceptional value, the utmost integrity and excellence to Our Customers, Our Companies We Represent and Our Community. 
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Refer A Friend
Quick Help Links
Quote Forms/ Certificate of Insurance/ Auto ID Card/ Proof of Insurance/ Glossary/
Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder