policy

Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood.  1. Property  Storms and natural disasters can […]

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. This bundle is fully customizable and generally cheaper than buying individual […]

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions.  Different insurance companies may have different limits, but generally it breaks down something like this:  $1,500 per item  $3,000 for combined value  If the value of any item exceeds the […]

Buying life insurance is easier than you may think. For most policies, there are only a few steps: you fill out an application, undergo a medical exam and then wait a few days while your policy is underwritten. But sometimes people stumble during the process and buy the wrong amount of coverage, or even the […]