May 12, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]
April 18, 2022
AgencyUnderstanding What Farm Liability Insurance Includes
Insurance is one of the most important tools available to help farmers control their unique risks. That’s why most have some form of farm liability insurance. Put simply, farm liability insurance protects farmers and their assets from lawsuits and losses caused by bodily injury and property damage. Different types of farm liability insurance can include: […]
March 21, 2022
AgencyThe Benefits of Trucker Pollution Insurance
Those who drive trucks will need commercial auto insurance. They’ll also need to insure themselves against the harm they might cause others. While liability coverage comes with most policies, it often won’t cover all types of damage. For example, pollution caused by trucking accidents may not have coverage. You’ll need to get this protection through […]
February 2, 2022
AgencyDoes Commercial Auto Insurance Cover Rental Cars?
Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. If you’re an individual using a rental vehicle for personal purposes, […]
January 11, 2022
AgencyDo You Need Business Insurance For Your LLC?
If you recently started a business, you may have opted to make it a Limited Liability Corporation (LLC). Some benefits of an LLC include the protection of personal assets and the avoidance of income double taxation. However, despite the advantages of an LLC entity, your business is still at risk. Here’s more about whether you […]
December 15, 2021
Agency3 Reasons to Get Insurance for Your Home-Based Business
Increased liability: When doing business out of your home, there is probably increased traffic from clients and customers. This increases the chance of injury to a person or damage to their property while they are at your home for business purposes. A home insurance policy may not have liability limits high enough to handle the burden. Inventory protection: Depending […]
November 29, 2021
AgencyAntique and Classic Car Insurance
If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy. What is antique and classic car insurance? As the name […]
October 7, 2021
AgencyIncreasing General Liability Insurance for Special Events
A special event can mean a lot of people and different risks. Your business insurance needs to reflect how you operate your company during these events. If you do not have the right coverage in place, you may struggle with claims that occur. General liability insurance, in particular, may need an update. This insurance covers […]
September 9, 2021
AgencyReducing Workers Compensation Claims At Your Retail Location
Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. How can you work to […]
August 10, 2021
Agency3 Common Mistakes People Make When Buying Life Insurance
Buying life insurance is easier than you may think. For most policies, there are only a few steps: you fill out an application, undergo a medical exam and then wait a few days while your policy is underwritten. But sometimes people stumble during the process and buy the wrong amount of coverage, or even the […]