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August 10, 2021
Agency

3 Common Mistakes People Make When Buying Life Insurance

Buying life insurance is easier than you may think. For most policies, there are only a few steps: you fill out an application, undergo a medical exam and then wait a few days while your policy is underwritten. But sometimes people stumble during the process and buy the wrong amount of coverage, or even the […]
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October 7, 2021
Agency

Increasing General Liability Insurance for Special Events

A special event can mean a lot of people and different risks. Your business insurance needs to reflect how you operate your company during these events. If you do not have the right coverage in place, you may struggle with claims that occur.   General liability insurance, in particular, may need an update. This insurance covers […]
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February 20, 2023
Agency

Auto Insurance Coverage for Your Body Additions

There’s something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it’s important to let your agent know about them. They can impact rates and […]
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March 29, 2023
Agency

Are High Value Items Covered by Home Insurance?

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions.  Different insurance companies may have different limits, but generally it breaks down something like this:  $1,500 per item  $3,000 for combined value  If the value of any item exceeds the […]
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April 19, 2023
Agency

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. This bundle is fully customizable and generally cheaper than buying individual […]
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May 16, 2023
Agency

8 Reasons Why Boat Owners Can’t Get Insurance

Whether you’re still saving up to purchase your dream boat or are looking for boat insurance to protect your current investment, it’s a good idea to know why some people can’t get their boats insured. Some of the top reasons boaters get denied boat insurance are: 1. Boating Violations: If you’ve been involved in reckless […]
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June 13, 2023
Agency

Boat Fire Safety

Boat fires and other on-board hazards are highly dangerous due to the possibility of passengers becoming trapped on-board during the incident. Luckily, fires are easy to prevent as long as the proper safety measures are taken. Take extra precautions whenever you’re fueling a boat. Turn off the engine, close the hatches and ensure that the […]
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July 5, 2023
Agency

3 Business Risks and How to Protect Yourself

Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood.  1. Property  Storms and natural disasters can […]
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August 10, 2023
Agency

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment.  In general, anyone with stake in a construction […]
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September 6, 2023
Agency

Do Individuals Need Commercial Auto Insurance?

Many times, commercial auto insurance is discussed in terms of businesses. Several businesses offer commercial auto insurance for vehicles used or owned by work purposes. Large business owners aren’t the only ones who may need commercial auto insurance, however.  If you use your vehicle for work purposes, you may need commercial auto insurance.  What Does […]
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